- Always use secure, unique passwords for as many online accounts as possible, and ideally all of them. At the very least have a unique password for each type of service provider such as financial services, retails services and email.
- Don’t be tempted to open emails and links or attachments received from people you don’t know. If an email seems suspicious, contact the relevant organisation and don’t give out personal details.
- Don’t store account names and passwords on your smartphone, either in e-mail, as a note, or to ‘autocomplete’ when you open a website or app. It will be goldmine for fraudsters if your device is lost or stolen.
- Be cautious and don’t add people you don’t know on social media websites like Facebook. Remember what you might consider to be unimportant information like your birthday, email address or dog’s name could all be misused by criminals.
- Monitor your bank and card statements and your credit report regularly – it will help you spot any suspicious activity as early as possible and avoid financial loss.
I was always making notes on scraps of paper about tips and facts I'd read in books and magazines, seen on the Internet or on TV. So this is my paperless filing system for all those bits of information I want to access easily. (Please note: I live in the UK, so any financial or legal information relates only to the UK.)
Wednesday, 17 June 2015
Avoid Identity Theft
Experian recommends taking these five key steps to avoid becoming a victim of identity theft.